Learn

The basics, explained — not gatekept.

Straight-from-the-source guides on the questions every small-business owner runs into. We explain what things mean so paperwork never decides who gets to run a business.

SBA-sourced guides

10 steps to start your business

The SBA's canonical checklist for going from idea to registered, bank-ready business: market research, business plan, funding, structure, name, registration, EIN, licenses, bank account.

formation · onboarding · sba.gov

Choose a business structure

How sole proprietorships, partnerships, LLCs, and corporations differ on liability, taxes, and paperwork, and how the choice affects what you file each year.

formation · entity · tax · sba.gov

Get federal and state tax ID numbers

When you need an EIN, how to get one free from the IRS, and when your state requires its own tax identifiers.

tax · ein · onboarding · sba.gov

Hire and manage employees

The federal and state steps that turn a solo business into an employer: EIN, withholding, verification, labor-law posters, payroll taxes, and recordkeeping.

people · hiring · compliance · sba.gov

Get business insurance

The common policy types small businesses carry — general liability, professional liability, workers' compensation — and how to size coverage.

insurance · compliance · sba.gov

Pay taxes

Which federal, state, and local taxes apply to your structure, estimated quarterly payments, and the filing calendar a small business actually follows.

tax · compliance · sba.gov

Manage your finances

Bookkeeping basics, separating business and personal money, reading cash flow, and the financial statements lenders expect.

money · bookkeeping · sba.gov

Buy assets and equipment

Leasing versus buying equipment, depreciation basics, and how asset purchases interact with taxes.

money · vendors · sba.gov

These guides link to official SBA resources. The same explanations show up right where you need them inside the app, so you learn as you go.

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Small Business OS explains what things mean in the moment — so you can keep moving without a law degree.

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